23022 ZIP Code — Bremo Bluff, VA

Fluvanna County, Virginia

ZIP code 23022 is located in Bremo Bluff, Virginia, within Fluvanna County. It covers approximately 25.87 square miles and serves a population of 1,217 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 434.

About ZIP code 23022

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $214,200. Owner-occupancy is high at 93%, well above the national average.

Median household income is $46,250. The poverty rate of 5% is below the national average. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

15% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 23022 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,217

population

25.87

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

23022 ZIP code map

Cities in ZIP code 23022

Below are the cities the US Postal Service accepts for ZIP code 23022. Using any city not on this list may result in mail delivery delays.

City	Status
Bremo Bluff	Preferred

Nearby ZIP codes

23055 Fork Union (3.8 mi) 22963 Palmyra (6.6 mi) 23038 Columbia (7 mi) 23123 New Canton (7.1 mi) 23027 Cartersville (9.7 mi) 23004 Arvonia (9.7 mi) 23084 Kents Store (12.8 mi) 24590 Scottsville (13 mi) 23040 Cumberland (14.9 mi) 23063 Goochland (15.2 mi) 22974 Troy (15.3 mi) 23153 Sandy Hook (17.8 mi)

Demographics updated 05/2026

Population
Total population	1,217
Population density	47 / sq mi
State FIPS	51
County FIPS	065

Geography
Land area	25.87 sq mi
Water area	0.61 sq mi
Latitude	37.7411
Longitude	-78.2626
Timezone	Eastern (ET)
Area code	434

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	71.8%	29.8%	32.9%
$50k – $100k	18.2%	36.5%	29.2%
$100k – $200k	3.7%	24.9%	26.3%
Over $200k	6.3%	8.8%	11.6%

Demographics & statistics

1,217

Population

People per sq mi

40.9

Median age

$46,250

Median household income

$24,952

Per capita income

$214,200

Median home value

Median monthly rent

92.9%

Home ownership

4.8%

Poverty rate

3.0%

Unemployment

487

Housing units

26.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

107

15–19

20–24

107

25–34

208

35–44

45–54

55–59

60–64

65–74

105

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	223	18.3%
18 and over	994	81.7%
65 and over	375	30.8%
Median age	40.9 years

Race & ethnicity

Black or African American 48.5%

White 39.2%

Two or more races 12.3%

Group	Count	%
Black or African American	590	48.5%
White	477	39.2%
Two or more races	150	12.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	71.8%	29.8%	32.9%
$50k – $100k	18.2%	36.5%	29.2%
$100k – $200k	3.7%	24.9%	26.3%
Over $200k	6.3%	8.8%	11.6%

Under $10k 4.6%

$10k–$15k 2.1%

$15k–$25k 10.7%

$35k–$50k 32.6%

$50k–$75k 32.6%

$75k–$100k 5.0%

$100k–$150k 9.0%

$200k+ 3.4%

Range	% of households
Under $10k	4.6%
$10k–$15k	2.1%
$15k–$25k	10.7%
$35k–$50k	32.6%
$50k–$75k	32.6%
$75k–$100k	5.0%
$100k–$150k	9.0%
$200k+	3.4%
Median income	$46,250

Housing

Home values

Under $50k 2.9%

$50k–$100k 7.8%

$100k–$150k 23.2%

$150k–$200k 8.4%

$200k–$300k 41.3%

$300k–$500k 11.5%

$500k–$1M 4.9%

Housing overview

Metric	Value
Median home value	$214,200
Median rent / month	$0
Owner occupied	92.9%
Renter occupied	7.1%
Vacant	0.0%
Single-family detached	62.2%
Large apartment buildings	0.0%
Mobile homes	35.7%
Median rooms	6.2
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	38.9%
1990–1999	9.5%
1980–1989	0.0%
1970–1979	14.1%
1960–1969	5.3%
1950–1959	5.3%
1940–1949	5.0%
1939 or earlier	21.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.7%
2 bedrooms	1.9%
3 bedrooms	76.0%
4 bedrooms	12.8%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	22.1%
2 vehicles	39.3%
3 or more	36.5%

Heating fuel

Fuel type	%
Electricity	59.2%
Propane / LP gas	15.3%
Fuel oil	25.6%

Households & families

Household type	Count	%
Married-couple family	208	39.7%
Cohabiting couple	47	9.0%
Male householder, no spouse	93	17.7%
Female householder, no spouse	176	33.6%
Households with children under 18	164	31.3%
Households with seniors (65+)	255	48.7%
Average household size	2.32

Marital status

Status	Male	Female
Never married	22.0%	31.3%
Married	43.6%	34.3%
Separated	0.0%	0.0%
Widowed	3.9%	21.5%
Divorced	30.4%	13.0%

Education

Less than 9th grade 3.0%

Some HS, no diploma 11.3%

HS graduate 43.8%

Some college, no degree 15.1%

Associate's degree 0.0%

Bachelor's degree 18.0%

Graduate / professional 8.8%

Metric	%
HS diploma or higher	85.7%
Bachelor's or higher	26.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	25	10.5%
Elementary school	132	55.5%
High school	22	9.2%
College / grad school	59	24.8%

Employment

Industry of employment

Education & healthcare 55.5%

Arts, food & hospitality 10.8%

Other services 8.4%

Construction 7.8%

Retail trade 4.9%

Finance & real estate 4.8%

Transportation & utilities 4.4%

Professional & management 3.4%

Occupation

Category	%
Management, business & arts	59.3%
Service	12.0%
Sales & office	7.8%
Natural resources & construction	4.8%
Production & transportation	16.2%

Employment type

Type	%
Private sector	81.7%
Government	18.3%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.2%
Carpool	6.7%
Public transit	0.0%
Walk	0.0%
Work from home	12.2%
Other means	0.0%
Avg commute (minutes)	36.7

Poverty

All people 4.8%

Under 18 years 0.0%

18 and over 5.8%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	49.6%
Retirement income	38.0%
Supplemental Security	1.7%
Cash public assistance	5.5%
Food stamps / SNAP	10.1%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	40.9%
High cholesterol	33.7%
Diabetes	13.6%
Heart disease	6.5%
Stroke	3.8%
Asthma	10.0%
Arthritis	28.3%
Kidney disease	3.2%
Pulmonary disease	6.4%
Cancer	6.9%

Behavior / access	%
Smoking	16.3%
Binge drinking	14.1%
No physical activity	24.6%
Less than 7 hrs sleep	38.5%
Depression	17.9%
Fair or poor health	16.1%
Poor mental health	13.2%
Poor physical health	10.0%
No health insurance	13.0%
Visited doctor (checkup)	80.2%
Visited dentist	68.2%
Cholesterol screening	92.6%
Teeth loss	12.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	118	11.9%

Disability	%
Any disability	20.5%
Under 18	16.1%
18–64 years	4.8%
65 and over	48.8%

Health insurance coverage

Type	%
Private insurance	60.7%
Public insurance	49.1%
No insurance	15.1%
Uninsured under 19	23.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,214	99.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,172	96.3%
Born in same state	1,172	96.3%
Born in different state	623	51.2%
Foreign born	0	0.0%
Naturalized citizen	45	3.7%
Not a US citizen	45	100.0%

Ancestry

Ancestry	Count	%
French	219	18%
Italian	150	12.3%

Ancestry	Count	%
Polish	25	2.1%
Arab	11	0.9%

Technology access

Metric	% of households
Computer access	43.1%
Internet access	71.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 23022

What city is ZIP code 23022 in?

ZIP code 23022 is primarily assigned to Bremo Bluff, Virginia.

What county is ZIP code 23022 in?

ZIP code 23022 falls within Fluvanna County, Virginia.

Does ZIP code 23022 have an older population?

31% of residents in ZIP code 23022 are 65 or older, above the national average of ~17%.

Is ZIP code 23022 mostly owner-occupied?

93% of occupied units in ZIP code 23022 are owner-occupied, well above the national average.

Does ZIP code 23022 have a large retiree population?

50% of households in ZIP code 23022 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 23022 have a large veteran population?

12% of civilians in ZIP code 23022 are veterans, above the national average of ~7%.

What timezone is ZIP code 23022 in?

ZIP code 23022 observes the EST timezone.